August 10, 2019 Charlotte Coleman

More and more Dutch people are taking over their existing loan (s). In this way they benefit from lower monthly payments and more benefits from re-transfer. Borrowing money becomes cheaper Not only is the mortgage interest rate falling, but also the interest rate for a consumer credit. This means that you can now borrow money cheaper for a consumer purchase, for example a car. Was the lowest interest rate for a personal payday loan of € 10,000. still at 8.3% in 2011 (source: Moneyview). In 2018 this interest rate fell to 5.1% (source Cratchit family). Transfer existing loan Consumers who…

August 2, 2019 Charlotte Coleman

An accident happened faster than you think. Illness also dares to ruin our lives at the most unexpected moments. And as if these personal setbacks are not enough, they are often accompanied by a loss of income. Those who only have to fall back on social security risk running into financial problems. It is therefore recommended to take out additional insurance against loss of income following incapacity for work. This can be done perfectly, for example, by linking an additional guarantee to your debt balance insurance. Discover the options here! Insuring against loss of income: a perfect supplement to statutory…